Start by heating the olive oil in your large pot over medium heat. Add the chopped onion and red bell pepper and sauté for about 5 minutes until they soften and become fragrant. This step builds the base flavor of your soup.
Pour in the chicken broth, Rotel tomatoes, black beans, corn, and spices. Stir everything well to combine. Turn the heat to high to bring the soup to a boil, then reduce it to a gentle simmer. This allows the ingredients to meld together beautifully.
Cut the softened cream cheese into cubes and stir them into the simmering soup. Stir occasionally until the cream cheese melts completely, creating a creamy and rich broth. This step adds a velvety texture to the soup.
Stir in the shredded rotisserie chicken and cook for another 5-7 minutes, or until the chicken is heated through. Give the soup a final taste and season with salt and pepper as needed.
Once your soup is ready, ladle it into bowls and pile on the toppings. Enjoy every comforting spoonful!