Start by heating olive oil in a large pot over medium heat. Add diced onions and cook until soft and translucent. Then stir in garlic and cook briefly until fragrant.
Add the corn, black beans, and diced tomatoes with green chilies. Stir everything together so the flavors begin to combine. This step forms the hearty base of your chili.
Mix in the shredded chicken along with chili powder, smoked paprika, and cumin. Stir well so the spices coat all the ingredients evenly. This helps infuse bold flavor into the dish.
Add chicken broth and bring the mixture to a gentle simmer. Let it cook for about 10–15 minutes so everything blends nicely. The broth helps soften ingredients and deepen taste.
Lower the heat and stir in heavy cream and mayonnaise. Mix until the chili becomes smooth and creamy. This step gives it that signature street corn richness.
Add crumbled cotija cheese and fresh lime juice. Stir until everything is well combined. Taste and adjust seasoning with salt and pepper.